The 9th grader has started their high school experience. There are new friends, activities, new sports, and clubs to belong to - and it all costs lots of money! Now is the time to teach your teen the value of money and to learn some money management skills. The provided Development Guide below will help give you a glimpse of what might be going on inside your brand-new 9th grader. The video and other handouts will provide you with a way to acknowledge, celebrate, and challenge your 9th grader!